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Navigating the home search as a first-time homebuyer in Michigan does not have to be an overwhelming task. While the mortgage market has been a little unique in recent history, it is not a time to get discouraged or despair about finding the right home. The good news is that there are still homes on…

Nobody needs a reminder that the world has changed over the past couple of years. While there are plenty of witty quotes on change versus staying the same, one market full of tremendous change is the real estate market. The recent pandemic sent mortgage rates to the lowest levels ever recorded. Only to see a…

It only makes sense that you would insure what amounts to one of the largest single assets that you will ever likely own. When you purchase a home, you will need to take out a homeowners insurance policy. This is especially the case when you have a mortgage on your home, as it will be…

It is tempting to think of obtaining a mortgage as a daunting process that requires time, effort and energy beyond calculation. And it might be that way if you try to go it alone and don’t work with the expert guidance of a Mortgage Broker. When considering who to visit for help when you are…

The average interest rate for a mortgage has moved off of the all-time lows experienced over the past couple of years. While this can seem depressing if you’re only now ready to buy a home, the good news is that interest rates remain low relative to historical patterns.

What exactly is a home appraisal? The question seems simple enough, but don’t feel bad if you don’t quite understand what a home appraisal entails or even why you might need one. As a part of the mortgage process, an appraisal is a key piece of the puzzle for a mortgage. The Definition of An…

It stands to reason that a mortgage is a long-term commitment. The most common mortgage terms are 15 years and 30 years. A decision you make at 25 will influence your finances up to 40 and 55, respectively, if you consider the average terms of a mortgage. Mortgages involve debt, and this debt can be…

When it comes to mortgages in Detroit, Auburn Hills, Warren, Oak Park or St Clair Shores, Michigan and beyond, the only certainty is that the market will continue to remain different from what it has been in the past. The world continues to deal with waves of the coronavirus, shortages, and explosive demand. Many voices…

Fingers are crossed across the country that 2022 will be a better year than 2020 and 2021. These days it seems like that’s not saying much, but homebuyers are a group who have been heavily influenced by the changes of 2020 and 2021. In dusting off the crystal ball to take a look into 2022,…

The Scouts’ motto “be prepared,” is a great way to approach the mortgage process. It would seem that many of the worst stories and largest hang-ups take place at closing. Nothing much compares with the euphoria of purchasing a house and finally obtaining the key to your future home. It makes sense that anything that…