Home Buying Process
We help you quickly close on your future home.
Are you ready to make a move? Learn more about the mortgage process.
What is the home purchase process?
1. Pre-Approval
2. Find A Home
3. Write An Offer
4. Seller Counters or Accepts
5. Formally Apply for Your Mortgage
6. Closing
FHA Loans
FHA loans are backed by the Federal Housing Administration and may be obtained for as little as 3.5% down.
Conventional Loans
Get in your new home with money down and a good credit score.
VA Loans
Veterans are entitled to VA home loans which require 0% down for qualifying applicants.
USDA Loans
USDA loans require as little as 0% down for qualifying participants in qualifying areas.
Portfolio Loans
You run your business while we help you navigate the rules for self-employed borrowers.
Specialty Loans
Even if you don't fit into the traditional mortgage qualification box, we can help you find what you need.
What Our Clients Say
First-Time Homebuyers in Michigan
Navigating the home search as a first-time homebuyer in Michigan does not have to be an overwhelming task. While the mortgage market has been a little unique in recent history, it is not a time to get discouraged or despair about finding the right home. The good news is that there are still homes on…
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Getting Competitive: Making the Right Offer On A Home
Nobody needs a reminder that the world has changed over the past couple of years. While there are plenty of witty quotes on change versus staying the same, one market full of tremendous change is the real estate market. The recent pandemic sent mortgage rates to the lowest levels ever recorded. Only to see a…
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Learn About Homeowners Insurance
It only makes sense that you would insure what amounts to one of the largest single assets that you will ever likely own. When you purchase a home, you will need to take out a homeowners insurance policy. This is especially the case when you have a mortgage on your home, as it will be…
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